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Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) is a revolving line of credit that is secured by the equity in a homeowner's property. It functions similarly to a credit card, in that homeowners can borrow, repay, and borrow again up to a maximum credit limit, but it is backed by the home's value. ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ LET'S CONNECT: Let's connect to discuss your home buying strategy: → Send me a text (602)705-2584 → Shoot me an email: lulu@apexhm.com → Apply: http://luluzamora1.floify.com → Book a free call with me: https://calendly.com/lulu602 ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ OUR PROCESS: Our team is dedicated to tailoring a home financing strategy that fits your needs! The first step? Getting you pre-approved so you navigate your options with confidence, understanding your buying power. Next, we connect with one of our top real estate partners who will help you negotiate the best deal on your home. Whether you are a first-time home buyer or eyeing your next investment property, we are here to help.Ready to get started? Let's discuss your options. ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ ABOUT ME: Throughout my career in the financial industry, I've assumed various roles, but I've discovered my true passion lies in serving as a trusted advisor to individuals seeking to purchase or refinance their homes. Whether it's guiding a first-time homebuyer through the process or assisting a seasoned one, my dedicated team and I are committed to finding the right loan product to meet your needs, regardless of any challenges we may encounter along the way.Over the years, I have fostered strong relationships with professionals in the real estate industry that enable me to streamline the loan process, alleviating the stress associated with home ownership. I firmly believe in setting accurate expectations and prioritizing my client's best interests as the foundation for building trust in my field and cultivating the growth of my business. It would be an honor to guide your homebuying journey.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Apex Home Mortgage, LLC. All rights reserved. NMLS ID# 1842607 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.
Linea de Credito
Una Línea de Crédito con Garantía Hipotecaria (HELOC, por sus siglas en inglés) es una línea de crédito renovable que está asegurada por el valor neto de la propiedad de un propietario. Funciona de manera similar a una tarjeta de crédito, en el sentido de que los propietarios pueden pedir prestado, devolver y volver a pedir prestado hasta un límite máximo de crédito, pero está respaldada por el valor de la casa.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Conéctate conmigo:→ Envíame un mensaje de texto al (602)705-2584→ Envíame un correo electrónico: lulu@apexhm.com→ Aplica: http://luluzamora1.floify.com→ Reserva una llamada gratuita conmigo: https://calendly.com/lulu602▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ NUESTRO PROCESO: ¡Nuestro equipo se dedica a diseñar una estrategia de financiamiento de viviendas que se adapte a tus necesidades! ¿El primer paso? Obtener la reprobación para que puedas explorar tus opciones con confianza, comprendiendo tu poder de compra. Luego, nos conectamos con uno de nuestros principales socios inmobiliarios que te ayudará a negociar la mejor oferta para tu hogar. Ya seas un comprador de vivienda por primera vez o estés mirando tu próxima propiedad de inversión, estamos aquí para ayudarte. ¿Listo para comenzar? Discutamos tus opciones.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ SOBRE MÍ: A lo largo de mi carrera en la industria financiera, he asumido diversos roles, pero he descubierto que mi verdadera pasión radica en ser asesora de confianza para personas que buscan comprar o refinanciar sus hogares. Ya sea guiando a un comprador de vivienda por primera vez a través del proceso o asistiendo a uno más experimentado, mi equipo y yo estamos comprometidos a encontrar el producto de préstamo adecuado para satisfacer tus necesidades, independientemente de los desafíos que podamos enfrentar en el camino. A lo largo de los años, he cultivado fuertes relaciones con profesionales en la industria inmobiliaria que me permiten agilizar el proceso de préstamo, aliviando el estrés asociado con la propiedad de viviendas. Creo firmemente en establecer expectativas precisas y priorizar los mejores intereses de mis clientes como base para construir confianza en mi campo y fomentar el crecimiento de mi negocio. Sería un honor guiar tu viaje de compra de vivienda.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ La información contenida es el punto de vista del presentador(es). Las personas deben consultar con su propio representante financiero. Apex Home Mortgage, LLC. Todos los derechos reservados. NMLS ID# 1842607 (http://nmlsconsumeraccess.org). Igualdad de oportunidades de vivienda. Esta información no pretende ser una indicación de la calificación del préstamo, la aprobación del préstamo, el compromiso de prestar o una oferta para entrar en un acuerdo. Los préstamos están sujetos a la aprobación de crédito y propiedad. No todos los clientes calificarán. La información, tasas, términos y disponibilidad de programas están sujetos a cambios sin previo aviso. No todos los productos están disponibles en todos los estados o para todas las cantidades en dólares. Si estás refinanciando tu préstamo existente, tus cargos financieros totales pueden ser mayores a lo largo de la vida del préstamo. Préstamos VA sujetos a elegibilidad VA. Se aplican otras restricciones y limitaciones.
Cash Out Refinance
A cash-out refinance is a financial transaction in which a homeowner replaces their existing mortgage with a new mortgage for a larger amount than what they currently owe on the home. The homeowner then receives the difference between the new loan amount and the existing loan balance in cash. This type of refinancing allows homeowners to tap into the equity they have built up in their home for various purposes, such as home improvements, debt consolidation, or other financial needs.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ LET'S CONNECT: Let's connect to discuss your home buying strategy: → Send me a text (602)705-2584 → Shoot me an email: lulu@apexhm.com → Apply: http://luluzamora1.floify.com → Book a free call with me: https://calendly.com/lulu602 ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ OUR PROCESS: Our team is dedicated to tailoring a home financing strategy that fits your needs! The first step? Getting you pre-approved so you navigate your options with confidence, understanding your buying power. Next, we connect with one of our top real estate partners who will help you negotiate the best deal on your home. Whether you are a first-time home buyer or eyeing your next investment property, we are here to help.Ready to get started? Let's discuss your options. ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ ABOUT ME: Throughout my career in the financial industry, I've assumed various roles, but I've discovered my true passion lies in serving as a trusted advisor to individuals seeking to purchase or refinance their homes. Whether it's guiding a first-time homebuyer through the process or assisting a seasoned one, my dedicated team and I are committed to finding the right loan product to meet your needs, regardless of any challenges we may encounter along the way.Over the years, I have fostered strong relationships with professionals in the real estate industry that enable me to streamline the loan process, alleviating the stress associated with home ownership. I firmly believe in setting accurate expectations and prioritizing my client's best interests as the foundation for building trust in my field and cultivating the growth of my business. It would be an honor to guide your homebuying journey.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Apex Home Mortgage, LLC. All rights reserved. NMLS ID# 1842607 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.