Credit Tip

Credit Utilization makes up 30% of your credit score.


Keeping your credit balance 30% or below your credit limit is a great way to maintain a healthy credit score.

Reach out with any questions you may have.

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LET'S CONNECT: Let's connect to discuss your home buying strategy:

→ Send me a text (602)705-2584

→ Shoot me an email: lulu@apexhm.com

→ Apply: http://luluzamora1.floify.com

→ Book a free call with me: https://calendly.com/lulu602

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OUR PROCESS: My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for.

First, we get you pre-approved, so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.

Whether you are a first-time home buyer or looking to invest in your next rental property, we have helped numerous clients over the last 10 years without spending a ton of time on the home-buying process.

Ready to get started? Let's discuss your options.

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SOCIAL: → Follow me on Instagram: https://www.instagram.com/loans_with_lulu/

→ Friend me on Facebook: https://www.facebook.com/lulu.zamora.5

→ Subscribe to me on YouTube: https://www.youtube.com/channel/UCMFoLpHCKCBqkx668SancBg

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ABOUT ME: I have held various positions within the financial industry but have found my passion in being a trusted adviser to borrowers looking to purchase or refinance their homes.

Whether it is a first-time homebuyer or an experienced one, my team and I find the perfect loan to match the client's needs no matter what hurdles may come our way. My extensive knowledge of loan programs and problem-solving skills ensure that each client receives the correct guidance in their pursuit of home ownership.

Over the years I have developed strong relationships with realtors, insurance agents, inspectors, nonprofit organizations, and title companies to help facilitate the loan process and reduce the stress of home ownership. I have found that setting correct expectations and having my clients' best interest at heart is the best way to continue to build trust in my field and grow my business. I would be honored to help guide you through your homebuying path.


The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Apex Home Mortgage, LLC. All rights reserved. NMLS ID# 1842607 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.

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